| Information | Details |
|---|---|
| Company name | Cinch Auto Finance |
| Former name | Credit Union Loan Source (CULS) |
| Founded | 2005 |
| Website | cinchautofinance.com |
| Phone number | 1-800-555-1234 |
| Services | Auto loans for new and used cars from dealerships |
| Loan amount | Varies depending on the vehicle and the buyer’s credit profile |
| Interest rate | Competitive and fixed for the loan term |
| Loan term | 36 to 60 months |
| Payment options | Online, phone, check, bank bill pay |
| Customer service | Available 24/7 via phone, email, or online chat |
Are you on the hunt for a simple, wallet-friendly way to finance that shiny new set of wheels you’ve had your eye on? Well, you’re in luck because we’re about to introduce you to cinch auto finance, your ticket to hassle-free car financing in the US. In this blog, we’ll spill the beans on what cinch auto finance is all about, how it rolls, and why it’s the savvy choice for anyone in the market for a car.
What is cinch auto finance?
Car Financing Pros: Cinch Auto Finance is in the business of making car dreams come true. Whether you’re eyeing a brand new set of wheels or a trusty used car, they’ve got your back. Fun fact: They used to go by the name Credit Union Loan Source (CULS) until they gave themselves a snazzy makeover in February 2022.
Customer Commitment: These folks are all about customer satisfaction. They’re dedicated to serving up the best in auto financing, not just for you but also for their dealer pals. They’ve been at it since 2005 and have helped over hundreds of thousands of folks secure auto loans, totaling a whopping $10 billion!
National Network: Cinch Auto Finance is like the connective tissue between you and your dream car. They partner up with over 1,800 dealerships, both big and small, spanning 31 states. It’s like having a trusted guide on your car-buying journey.
How does cinch auto finance work?
Easy-Breezy Application: No need to break a sweat! Cinch Auto Finance lays out a straightforward and user-friendly application process. You kick things off with a pre-qualification form right on their website. Then, you get to play car shopper and pick the vehicle that speaks to your soul. After that, it’s time for the full application. Drumroll, please! Once you’ve done that, they come back to you with an offer. It’s like magic; you’ll see the loan amount, interest rate, and loan term all neatly wrapped up.
Flexible Plans: They’re all about flexibility here. You can take your pick from various deposits and two snazzy plans – HP (Hire Purchase) or PCP (Personal Contract Purchase). It’s like a menu of options, and you get to choose what suits your taste and budget.
Payment Choices Galore: Paying for your dream ride is a piece of cake with Cinch Auto Finance. They offer a buffet of payment options – online payments, pay by phone, drop a check in the mail, or set up payments through your bank’s bill pay service. It’s all about convenience.
24/7 Control: And here’s the cherry on top. Cinch Auto Finance gives you the power to manage your account online anytime, anywhere. It’s called MY ACCOUNT, and it lets you make payments, check out your account history, peek at statements, and update your info. It’s like having your car finance dashboard at your fingertips, 24/7.
Why is cinch auto finance a smart choice for car buyers?
Competitive Rates and Terms: First up, they offer rates and terms that are like a glove – they fit just right for different buyers. And here’s the kicker – no prepayment penalties or hidden fees to deal with. It’s all laid out, crystal clear.
Lightning-Fast Approval: Time is of the essence, right? Cinch Auto Finance gets it. Their approval process is like a breeze on a sunny day – quick and easy. Say goodbye to mountains of paperwork. You can get pre-qualified in minutes, and they’ll have an offer for you within hours.
Top-Notch Customer Service: Need a helping hand? Cinch Auto Finance has a friendly crew of customer service pros who are at your beck and call 24/7. Have questions or run into a hiccup? They’ve got your back. You can even report a total loss or file an insurance claim right on their website. Talk about convenience!
Happy Customers: Here’s the real proof in the pudding. Cinch Auto Finance has a legion of satisfied customers who rave about their kindness, understanding, and compassion. Plus, their website is a breeze to navigate, making the whole experience smoother than a freshly paved road.
Conclusion
In a nutshell, Cinch Auto Finance is the real deal when it comes to auto loans in the US. They’ve got the whole package: a simple application process, rates and terms that make sense, top-notch customer service, and a legion of satisfied customers.
If you’re on the hunt for a savvy way to finance your next car, you’d be wise to give Cinch Auto Finance a spin. You can hop on over to their website here for all the details or give them a ring at 1-800-555-1234 if you want to chat. They’re ready to roll when you are!